Processing restrictions (EMV Book 3 §10.4) answer one question: may this application be used here, now, for this transaction? The answer is never a refusal by itself — the terminal sets TVR byte 2 bits, and the action codes decide what they mean.
Processing restrictions
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Application versions, usage control, effective and expiry dates.
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The opening of the article
In the full article
- Application version number
- Application usage control (AUC, 9F07)
- Dates
- Worked example
- Common mistakes
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