Exceptions the brands test

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Fallback, service codes, reversals, advices, partial approval, referrals and timeouts.

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The opening of the article

3.3 · Level 3 — the terminal

Level 3 test plans spend much of their time on what happens when things go wrong. The rules below are common principles. ⚠ The exact requirements are set by each brand, region and acquirer and change over time.

In the full article

  1. Fallback to magnetic stripe
  2. Reversals
  3. Response codes that are not simple yes / no
  4. Offline approvals and advices
  5. Refunds, voids and other transaction types
  6. What the tests look for
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